Canadian Man Identifies As A Woman To Save On Car Insurance

According to CBC News, a man in his early 20's and only identified as "David" wanted to buy a Chevrolet Cruze and was given an insurance quote around $4,500. He then asked the insurer if his costs would change if he was a woman. He was told his yearly insurance bill would be reduced to $3,400, or $1,100 less.

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So instead, he changed his gender on his birth certificate and license by first obtaining a doctor's note by telling the doctor he identified as a woman.

"It was pretty simple,” he said. "I just basically asked for it and told them that I identify as a woman, or I’d like to identify as a woman, and he wrote me the letter I wanted.”

When David applied to change his gender, he was required to have a doctor's note, but since then, the requirement has been removed.

David claims he "took advantage of a loophole” and that he felt like he "beat the system.”

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Of course, if enough guys do this in Canada, the insurance rates for women will have to go up as the factors that made rates lower for females are diluted by many new "identifying as female" males.

Selwyn Duke

I agree, Jack. If I may digress, however, I'll point out that women get into markedly more accidents per million miles driven; men only get into more accidents overall because they drive more. But insurance companies don't care about why you get into more accidents, only that you do.

Also, I read a few years ago that while the very young had been an exception to the above pattern, this had changed as well -- although I won't stake my reputation on this assertion.

Posted by: Timothy Birdnow at 05:56 AM | Comments (2) | Add Comment
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